Canada Smart Plan


Supporting Business Owners

Transform your employee's health benefits with our digital platform

Benefit Customization
We can customize any plan to fit the employer's needs. We can carve out items and also work alongside a traditional insured benefit plan.
Online Support
Access the 24/7 LIVE chat! Run in-house by real, online support staff – no bots here!
Real time processes
Claim approval is live! Balances and reports always accurately reflect the activity going on in the system to the second.
Cost Control
Build planswith set amounts to stay within your budget. Never worry about going over or increasing costs.

To learn more – download our complete guide below

Why Choose myHSA?

How does the claim process work?

Employee pays

out-of-pocket for an


Employee submits a

claim through the app

or online

Claim amounts are

pulled from corporate

accounts every

Wednesday & Friday

Funds are reimbursed

to the employees’ bank

account within one to

three business days

Responsive for all company sizes – big or small

Whether you’re looking for a sole benefit plan or a unique top-up to existing coverage, we provide options to meet all company sizes.

Individual incorporated business owners

Individual incorporated

business owners

Can I qualify for a spending account?

Yes, you're eligible as an individual incorporated business owner , working as a standalone plan! Run your health expenses through your corporation as a tax-free benefit and save corporate tax dollars.

What if my dependents already have an insured plan? Employees can then submit costs to their dependent's plan, and remaining costs will run through the HSA.

Better yet, our plans are completely free to set-up!

Small to mid-size businesses (2-50 employees)

Small to mid-size businesses

(2-50 employees)

You don't have to compromise flexibility in your plan design as a small business.

Whether you start with an HSA – a great starter benefit plan, allowing employees to spend on what is perfect for them – or a flex plan, combining both HSA and WSA items to customize benefits for employees' lifestyles.

Setup and management are completely digital – no paperwork here! Plan admins must complete just two steps – add and delete employees from the system, and ensure funds are within the account for claims to be processed and withdrawn effectively.

Large employers (50+ employees)

Large businesses

(50+ employees)

Do you want customization along with your current traditional benefits?

Unique spending accounts can be added as top-ups to existing insured plans – whether you want to provide additional HSA items or add customizable WSA items to meet expanding employees' needs. Better yet, the myFlexplan combines both, allowing employees to pick and choose what they want individually and ensuring healthy lifestyles

Setup and management are completely digital – no paperwork here! Plan admins can easily add or terminate employees and run varied reports.

Deliver flexible products & add-ons to meet employee’s lifestyles

Scroll through for available plan options


Health Spending Account – a non-taxable alternative, or supplementation to a traditional benefits plan.

Carve out coverage such as orthodontics or vision care!


Wellness Spending Account – a taxable account to promote healthier lifestyles and employee satisfaction.

Select WSA items to reward and incentivize employees!


Offer HSA and WSA items to your employees. Let them decide what matters most.

Our most popular plan!

Build the perfect benefits package

Customize employee benefits with a range of add-ons to pair with plans! Click each add-on for more information

Allstate Benefits

Critical illness

Comprehensive Critical IllnessInsurance with Medical CareSupport Service.

Travel & Catastrophic

Travel & Catastrophic

Guaranteed issue travel and catastrophic coverage.

Travel & Catastrophic, Life, AD&D & CI

Travel & Catastrophic, Life, AD&D & CI

Guaranteed issue travel and catastrophic coverage.

Complete Suite - Primary Care, MH+, EAP and Wellness

How you administer add-ons

Group pricing with a spending account

A well-rounded benefit package to offer additional coverage where your employees need it most. Combine one of the spending accounts with an add-on like telemedicine, an Employee Assistance Plan or even Critical Illness insurance and enjoy group pricing and centralized billing.

Access our Resources

Contact us!

Questions? Complete the form below and a rep

will reach out to you shortly.




Ready to transform your employee's benefits?

Get started today

Ready to transform your employee's benefits?

Get started today